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HI, I'M
Russell Elam

Your Veteran Loan Expert!

I am a VA-approved lender and work with veterans, service members, and their families to help them unlock the door to the home of their dreams.
Who is this mortgage loan for?
*subject to conditions
"Guaranteed Rate, Inc. has no affiliation with the US Department of Veterans Affairs. Conditions apply."
OUR REVIEWS

We Have Helped Thousands Of Home Buyers Just Like You!

567,123 reviews
From real customers like you
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Read our lastest reviews from
real customers
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Bethlehem, Georgia

09/08/2022
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First off Fabion was amazing, he listened to mine and my wife's concerns about refinancing our home because we had heard alot of horror stories about refinancing our home. Fabion walked my wife and I through the whole process, was always by our side every step. He made the whole process effortless and addressed every concern and every question we had along the way. Fabion was always smiling during our refinance as we did a lot of it through video chat which that in itself made it amazing and we are super blessed to have someone so detail oriented to handle our refinance. Fabion is going to be helping us purchase a new home in the near future. We highly recommend Fabion Medhanie if you are looking for a professional to help you refinance or purchase your new home whether it's your dream home or your first home. Fabion will make it an experience worth remembering!!!!“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
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“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
FEATURES & BENEFITS

A better home buying solution for Veterans and their families

VA home loans are a benefit offered by the U.S. Department of Veterans Affairs that help veterans, active duty service members, and eligible surviving spouses become homeowners. VA home loans are guaranteed by the VA, which means lenders can offer some amazing benefits with these loans.

No down payment required

Eligible borrowers could potentially purchase a home with 0% down, which could save you thousands of dollars in upfront costs.

No prepayment penalties

You could pay off your loan early without any extra fees or penalties, potentially saving you hundreds of dollars every month.

Some of the lowest interest rates in the country

VA home loans typically offer lower interest rates than conventional mortgages, which could save you thousands over the life of your loan.

No private mortgage insurance required

You’re not required to pay mortgage insurance when putting less than 20% down, potentially saving you hundreds of dollars every month.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate for current rates. Restrictions apply.

HOW IT WORKS

Unlock The 5 Keys To Navigating Your VA Home Loan!

VA home loans are guaranteed by the VA, which means lenders can offer veterans, servicemembers, and their families low low rates.

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*Plus, Get your free VA guide for your next loan!

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HOW IT WORKS

How much will your loan cost?

VA home loans are Geneva by the VA, which means lenders can offer veterans, service members, and their families low low rates.

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

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Your estimated monthly payment

$4566

This result is just an estimate. For a more detailed report Schedule a complimentary consultation today.

This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

APPLICATION PROCESS

We Simplify The Process, So You Can Maximize Your Results

VA Home Loans offer some amazing benefits that every home buyer in the country would love to have access to, but it’s only available to veterans, service members, reservists, and surviving spouses. To apply, you just need to follow for simple steps.

1

Find a VA-Approved Lender

Only lenders approved by the U.S. Department of Veterans Affairs can help you secure a VA Home Loan.

2

Obtain your Certificate of Eligibility

Once you’ve found a VA-approved lender, they can check if you’re eligible for a VA Home Loan and help you secure your COE.

3

Gather your Financial Documents

Once you have your COE, you’ll provide your lender with some basic information like income, employment history, and credit score to determine your loan amount.

4

Once you’re pre-approved for your loan amount it’s time to start shopping for homes!

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.

SCHEDULE CONSULTATION

Ready to apply for your VA Home Loan?

SCHEDULE CONSULTATION

Ready To Apply For Your VA Home Loan?

Getting approved for a VA Loan begins with taking a look at your unique situation and then building a roadmap to help get you to homeownership. Schedule a consultation today to start!

QUESTIONS & ANSWERS

We’re Here To Find You The Answers You Need

What is a VA loan?
Who is eligible for a VA loan?
What are the benefits of a VA loan?
How much money can I borrow with a VA loan?
What are the requirements for a VA loan?
What is the process for getting a VA loan?
GET QUOTE

Want to learn more about VA Loans?

Starting your road to homeownership is literally a click away. Start today!

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Getting approved for a VA loan begins with taking a look at your unique situation.

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Getting approved for a VA loan begins with taking a look at your unique situation.

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