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5 Star Review for Nicole Galchutt, Licensed Mortgage Loan Officer with Geneva Financial, Bend, OR – Home Loans Powered by Humans®.
Nicole Galchutt, Geneva Financial Mortgage Loan Officer, Bend, OR

Loan Officer Review

Bend, OR March 21, 2022

Nicole Galchutt arranged for the financing of my home and a rental house purchase on Kaua’i in parallel during the summer of 2021. I have previously worked with mortgage brokers many years ago while on the Mainland. Nicole stands out as exceptional and a stellar find based on my experience.

She is an excellent communicator, very knowledgeable, efficient, and so patient. Nicole gleefully and thoughtfully ran many financing scenarios that I requested to achieve certain financial metrics, and even went so far as to change the spreadsheet organization of her scenarios to match one I had shown her with some of my numbers on her own initiative! Her patience with explaining terms and steps in the mortgage financing process highlighted her knowledge, patience, and communication skills.

Nicole was a joy to work with, and her pleasant and helpful communication regardless of the method— e-mail, text, or phone call– was always reassuring, much appreciated, and right on the mark. She is very service-oriented and always was happy to help. Even after the purchases were finished, she happily and thoughtfully assisted as I sought clarification of some aspects of the process for my early mortgage payments. I feel very fortunate that she was part of my team working for me to successfully execute the property purchases in a difficult market. Nicole was everything I could have hoped for! I heartily recommend her without reservation.

Nicole Galchutt (NMLS#2073682) serves the states of Hawaii, Oregon, and Texas for purchase, refinance, FHA, VA, USDA, renovation loans, debt consolidation, mortgage refinancing, and more mortgage options!

Nicole Galchutt can be reached at:

808-639-7191

NGalchutt@genevafi.com

About Geneva Financial

Founded in 2007 by Aaron VanTrojen, Geneva Financial (NMLS 42056) is a direct mortgage lender headquartered in Chandler, Arizona with more than 130 branch locations nationwide. Our mission at Geneva Financial is to approach every aspect of our business from the “inside-out”. With a culture-forward mindset, we focus on our loan originators and support staff first in order to ensure an unbeatable experience for our customers.



Our Core Values were created as a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission, and our brand vision: Home Loans Powered by Humans®. Geneva Financial offers Home PurchaseConventionalFHAVAUSDARefinanceReverseJumbo, and Condo Financing as well as Down Payment Assistance ProgramsLow CreditFirst-Time Homebuyer ProgramsPhysician LoansRenovation Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers. Learn more about Geneva Financial Mortgage Home Loans at www.GenevaFi.com

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1 Geneva Russell Elam relam@genevafi.com